Emergency Fund Planner
How protected are you
financially?
Calculate your ideal emergency fund, see your coverage gap, and get a personalised timeline to financial safety.
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Health Insurance
Active policy covering hospitalisation costs
Term Life Insurance
Provides income protection for dependents
High Risk
Progress40%
You've built ₹1,00,000 of ₹2,50,000
You currently cover 2 months of expenses
Required Fund
₹2,50,000
5 months of expenses
Gap to Close
₹1,50,000
Amount still needed
Current Coverage
2 mo
months of expenses covered
Time to Goal
15 mo
About 1.3 years
Insights
- 1Your current savings cover 2 months of expenses — this is risky.
- 2You will reach your goal in 15 months. Stay consistent and avoid dipping into these savings.
Why 5 months?
Base (stable job)4 mo
Expense flexibility (moderate)+1 mo
Total recommended5 months